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March 2018 Archives

Periodic review important for estate planning

Many people in Pennsylvania want to be assured that they have already taken care of their family and protected their assets through the creation of an estate plan. However, changes in one's life as well as legal changes may mean that a person's estate planning documents have become outdated. It is important to provide a regular review and examination of key items in order to ensure that they reflect a person's current wishes; experts advise a review after major life changes like marriage, divorce and the birth of children or grandchildren or every 10 years.

Federal agency seeks improved child support enforcement

Child support enforcement can be a major concern for Pennsylvania families, especially those dealing with unpaid or delinquent child support. The use of systems such as payroll collection has helped many families receive the support to which they are entitled. The federal Office of Child Support Enforcement (OCSE) oversees state activities to collect child support through automated and electronic means. This is a popular form of child support collection. In 2016, around $33 billion was collected in child support payments by the agency. Of that amount, 75 percent of payments came as part of payroll withholding at the delinquent payer's place of work.

Retirement funds can be major divorce issue

When couples in Pennsylvania move toward divorce, the financial issues surrounding the end of a marriage can be more challenging and difficult than the emotional and practical concerns. In many cases, retirement funds are the most significant and largest asset of a couple handled as part of a divorce settlement. As these savings are often the largest single asset at stake, dealing with them requires a high degree of precision and attention.

Planning for divorce can be sound financial advice

For people in Westmoreland County who are considering their future financial planning, the potential of divorce may be something to keep in mind. While couples about to be married may not want to consider the potential consequences of divorce, the end of a marriage can carry serious financial consequences along with the emotional and practical fallout. This means that divorce planning can be an important step in financial preparation for anyone, particularly those with individual assets of concern.

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